Should I make a payment when I have virus in my PC or Laptop ?

Not for sure, Virus may seek your credit card details and provide it to some hacker. You must to make sure you have an antivirus installed and a firewall is on. It is also recommended to use an antivirus program like Avira etc. You must also deny to login to your personal email or something like that if you don't want it to be shown to another person. I hope it would help.